Home / Strategies / USD/ZAR
Forex · strategy report

Does anything beat buy & hold on USD/ZAR?

Every setup we tested on USD/ZAR — ranked out-of-sample, corrected for multiple testing, and forward-tracked in public from the day this page published. The honest answer is the headline.

NOTHING BEAT BUY-AND-HOLD

No setup beat simply holding once tested honestly. We say so plainly.

Its best setup's out-of-sample profit factor (0.72) is below 1 — it lost money per trade on unseen data. Buy-and-hold benchmark: +4.2% CAGR over 23.2 years (+1.6% CAGR in the out-of-sample window).

Educational research from historical backtests — not investment advice. Past performance does not predict future results.

USD/ZAR: 692 Indicators Tested, None Earned Their Keep

Currency pairs like USD/ZAR should be fertile ground for indicators. There's almost no long-run drift to compete against — USDZAR's buy-and-hold CAGR of +4.2%% is a low bar — and mean reversion is the textbook behavior of macro-anchored exchange rates. Yet across 692 tested setups, none cleared that bar honestly. The patterns that looked tradeable in-sample fell apart on data they hadn't seen. When an asset barely trends and timing signals still can't add value, the plainest explanation is that the apparent edges were noise dressed up as structure.

The best performer here, Fisher Transform on the daily timeframe, posted an out-of-sample Sharpe of 1.2 against a required hurdle of 1.37 — a hurdle that exists because picking the winner from 692 attempts is data-mining by construction. Its out-of-sample alpha of +13.8%% across 591 trades over 7.0 years tells you what the in-sample fit concealed. Only 8.3%% of setups beat holding at all, before any statistical correction. Read this as a snapshot, not a verdict on the future: regimes shift, and past results describe what happened, not what will.

Every figure above is computed from our own backtests — nothing is estimated or invented. Hypothetical results; not investment advice.

Failure exhibit

The least-bad setups — shown with their failure numbers

Nothing here earned a verdict — these are the best of a losing field, published so you can see exactly how "best" still failed.

#1 · Oscillator · Daily

Fisher Transform

Mechanical rule (exactly as backtested): Long while the Fisher Transform turns up above its trigger. Signals are evaluated at daily-bar close, the position changes on the NEXT bar, 0.08% cost per side, long/flat only — no leverage, no shorting.

>+999%
Total return
1.14
Sharpe
-40.0%
Max DD
37.9%
Win rate
591
Trades
+10.3%
vs B&H

Out-of-sample (last ~30% of the window, never used to pick this setup): Sharpe 1.2 · alpha +13.8% · 181 trades over 7.0 yrs.

#2 · ML · Daily

Lorentzian Classification

Mechanical rule (exactly as backtested): k-nearest-neighbor classifier over oscillator features (Lorentzian distance) — long when the most-similar past bars led higher. Signals are evaluated at daily-bar close, the position changes on the NEXT bar, 0.08% cost per side, long/flat only — no leverage, no shorting.

+390.9%
Total return
0.65
Sharpe
-18.5%
Max DD
44.9%
Win rate
1,186
Trades
+2.9%
vs B&H

Out-of-sample (last ~30% of the window, never used to pick this setup): Sharpe 1.1 · alpha +14.3% · 361 trades over 7.0 yrs.

#3 · Trend · Daily

Parabolic SAR (fast)

Mechanical rule (exactly as backtested): Variant — faster Parabolic SAR (step 0.04); long while price holds above SAR. Signals are evaluated at daily-bar close, the position changes on the NEXT bar, 0.08% cost per side, long/flat only — no leverage, no shorting.

>+999%
Total return
0.95
Sharpe
-48.3%
Max DD
36.5%
Win rate
452
Trades
+7.9%
vs B&H

Out-of-sample (last ~30% of the window, never used to pick this setup): Sharpe 1.01 · alpha +12.1% · 136 trades over 7.0 yrs.

Forward test

Since publication — including if it loses

0.0%
the published setup, since 2026-07-02 (0 market days)
0.0%
buy & hold, same window

The forward record is just getting started — the gap between the two is the honest score. Marked to market nightly from real prices, rules frozen at publication, as of 2026-07-02. Currently FLAT.

How this verdict was computed (mode: out-of-sample)

We tested 692 setups (indicator × parameters × timeframe) on USD/ZAR. Only setups with ≥30 trades qualify (580 did). Setups are ranked by out-of-sample Sharpe — the last ~30% of history, which standard-parameter rules never saw during selection. Because picking the best of 692 tries mines even the holdout, the VALIDATED verdict additionally requires the top setup’s OOS Sharpe to clear a selection hurdle of 1.37 (√(2 ln N)/√T) AND positive alpha in both windows. Of the eligible setups, 8.3% had positive out-of-sample alpha (median OOS Sharpe -0.41) — the table below is truncated, but this summary covers all of them. Full recipe: methodology · the engine’s contract lives in the repo as STRATEGY_METHODOLOGY.md.

Ranked table

Top 20 of 580 eligible setups

Ranked by out-of-sample Sharpe. Full + out-of-sample columns, costs included. Hypothetical.

#SetupTFTotal retSharpeMax DDWinTradesα vs B&HOOS SharpeOOS αOOS trades
1Fisher TransformDaily>+999%1.14-40.0%37.9%591+10.3%1.2+13.8%181
2Lorentzian ClassificationDaily+390.9%0.65-18.5%44.9%1,186+2.9%1.1+14.3%361
3Parabolic SAR (fast)Daily>+999%0.95-48.3%36.5%452+7.9%1.01+12.1%136
4Connors RSI-2Weekly+258.0%0.56-15.4%54.4%57+1.4%0.92+13.2%20
5ADXRDaily+245.9%0.51-39.3%33.5%173+1.3%0.91+6.7%51
6Fibonacci PivotsWeekly+332.9%0.53-19.9%58.8%194+2.3%0.9+16.3%65
7Pivot Points (Standard)Weekly+319.0%0.53-17.1%62.6%174+2.2%0.87+15.5%57
8MA EnvelopeDaily+259.8%0.61-18.9%72.8%81+1.4%0.84+9.7%21
9Camarilla PivotsWeekly+147.5%0.36-23.1%54.8%239-0.3%0.83+14.7%81
10DMI DirectionDaily+818.0%0.75-35.1%29.7%296+5.8%0.82+8.6%93
11DeMarker (7)Daily+663.0%0.7-42.6%38.4%401+4.9%0.81+9.2%123
12Bollinger Mean-ReversionDaily+219.1%0.55-17.2%67.0%97+0.9%0.78+9.2%35
13Fibonacci BandsDaily+219.1%0.55-17.2%67.0%97+0.9%0.78+9.2%35
14Markov Regime (Confirmed)Daily+33.0%0.17-47.6%42.1%140-3.0%0.71+7.5%33
15Projection BandsDaily+282.7%0.55-25.8%58.4%219+1.7%0.67+8.0%69
16DeMarker (14)Daily+383.0%0.56-41.9%33.3%285+2.8%0.6+5.5%96
17Murrey Math LinesDaily+259.0%0.55-22.8%68.1%72+1.4%0.59+6.4%24
18Parabolic SARDaily+550.6%0.67-33.4%35.8%288+4.2%0.57+5.5%84
19MA EnvelopeWeekly+225.3%0.43-30.5%65.1%43+1.0%0.56+9.2%16
20ADX Strong TrendDaily+44.5%0.21-28.7%40.0%90-2.6%0.5+2.1%25

Hypothetical backtests with 0.08%/side costs. Not investment advice — see the full disclaimer.

Read this before acting on anything

These are historical backtests of mechanical rules. They are educational research, not investment advice, not a recommendation, and not tailored to you. Educational information only — not investment advice. Hypothetical backtested results; past performance does not guarantee future results. Trading involves risk of loss.

Keep digging