The best indicator for SoFi
We backtested 382 indicators across daily, weekly and hourly charts on real SoFi history. Here's what actually worked — risk-adjusted, out-of-sample, with costs.
Where SoFi stands
Computed from our own daily OHLCV history, not quoted from a third party. Moving averages use closing prices; "52-week" is the last 252 trading sessions.
FRAMA 10/30 Cross
On the weekly chart, this is the strongest risk-adjusted edge we found for SoFi over ~5.5 years — beating buy-and-hold by 31.5% CAGR.
SoFi on the weekly chart
The timeframe our backtest found best for this asset. The chart is live market data; the results above are hypothetical and historical.
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The winner on each chart
Every indicator, ranked
Ranked by Sharpe (risk-adjusted return). Hypothetical, fees included.
| # | Indicator | TF | CAGR | Sharpe | Max DD | Win | Trades | vs B&H |
|---|---|---|---|---|---|---|---|---|
| 1 | Keltner Mean-Reversion | Daily | 27.4% | 0.9 | -34.4% | 78.9% | 19 | 20.8% |
| 2 | FRAMA 10/30 Cross ✓ | Weekly | 30.1% | 0.86 | -56.6% | 45.0% | 20 | 31.5% |
| 3 | TEMA 200 Trend ✓ | Daily | 20.9% | 0.79 | -46.4% | 23.8% | 21 | 14.3% |
| 4 | Advance Trend Pressure ✓ | Weekly | 27.3% | 0.79 | -38.5% | 40.0% | 15 | 28.7% |
| 5 | Balance of Power ✓ | Daily | 29.4% | 0.78 | -45.0% | 47.5% | 80 | 22.8% |
| 6 | Advance Trend Pressure ✓ | Daily | 25.1% | 0.75 | -40.7% | 44.7% | 85 | 18.4% |
| 7 | Accumulation/Distribution ✓ | Weekly | 23.5% | 0.76 | -46.6% | 35.7% | 14 | 24.9% |
| 8 | Heikin-Ashi Trend ✓ | Daily | 25.6% | 0.7 | -47.5% | 45.1% | 268 | 19.0% |
| 9 | Connors RSI-2 ✓ | Daily | 25.0% | 0.7 | -35.6% | 62.9% | 62 | 18.4% |
| 10 | Median MA ✓ | Daily | 21.8% | 0.7 | -53.4% | 32.8% | 67 | 15.2% |
| 11 | Bullish Engulfing ✓ | Daily | 16.0% | 0.68 | -39.3% | 76.2% | 42 | 9.4% |
| 12 | VWAP Bands ✓ | Daily | 18.2% | 0.67 | -33.2% | 69.6% | 23 | 11.6% |
| 13 | Woodie Pivots ✓ | Daily | 23.7% | 0.67 | -52.7% | 44.9% | 296 | 17.1% |
| 14 | DEMA 20/50 Cross ✓ | Daily | 20.9% | 0.65 | -64.5% | 33.3% | 18 | 14.3% |
✓ = held up out-of-sample. Hypothetical, costs included. See methodology.
What it would take to beat buy & hold on SoFi
56 of 294 tested setups beat buy-and-hold on SoFi outright. Another 112 could get there with leverage they would survive — but 69 would be liquidated by their own drawdown before they caught it.
| Indicator | Beats B&H unlevered | Leverage needed | Leverage survived |
|---|---|---|---|
| ROC (5) | 2 | none needed | 2.9× |
| Williams %R (7) | 1 | 1.34× | 2.5× |
| MBFX Timing | 1 | 1.34× | 2.5× |
| Elder Impulse | 1 | 1.45× | 3.17× |
| Disparity (5) | 1 | 1.7× | 2.61× |
| Hull MA Trend | 1 | none needed | 2.4× |
Out-of-sample, costs included. A setup is only listed if the leverage it needs is less than the leverage its own worst drawdown survives — when it isn't, no amount of leverage gets there. Volatility drag isn't modelled, so these are the optimistic case. Every indicator, ranked this way
For SoFi, FRAMA 10/30 Cross on the weekly timeframe gave the best balance of return and risk in our test. It beat buy-and-hold — but remember: this is a hypothetical backtest of a standard rule, not a recommendation. Markets change. See the methodology and disclaimer.
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